My Ultimate Sign-in System Made Me Invincible - Chapter 517 A Solution

Chapter 517  A Solution

Liam called Daniel at half past midnight, hoping he was still awake.

The call picked up after two rings. He sighed in relief when he heard Daniel’s voice from the other end.

“Liam, it’s late. Is something wrong?” Daniel asked.

“Hey Daniel,” Liam greeted back. “Something serious. But not dangerous.”

Daniel’s voice carried a hint of worry. He knew how powerful his boss was, and he couldn’t imagine what could possibly be serious enough that Liam or Lucy couldn’t handle it alone. The last time Liam had called him with urgency in his voice, it had ended with a private jet. Whatever this was, it wasn’t small.

“What happened?” He asked.

“It’s related to Lucid users and the extraordinary amount of money they’re earning,” Liam said. “Some of them, if not all of them, have no idea what wealth management is. I need you to set up a meeting with Whitlock as early as possible tomorrow morning. I want to make him an offer.”

Daniel sighed in relief when he heard it wasn’t dangerous. But when he heard what the problem actually was, he understood immediately why Liam had called it serious.

The Transparency Report numbers had been public for ten minutes now. He had read them himself, the same way everyone had, and had registered the creator economy figures with the particular attention of someone whose job involved understanding what large numbers meant in practice.

If the top earners had no financial infrastructure around those figures — no advisors, no legal structures, no tax frameworks — the gap between what they were earning and what they were protected against was significant enough to become a liability. Not just for them. For the platform. For the entire ecosystem. If nothing was done about it, it was going to be chaotic.

“I’ll call Whitlock directly tonight. I’ll inform him and give him context on what the meeting will be about,” he said.

“Good. I’ll be at his office first thing tomorrow morning.”

“Don’t worry,” Daniel said. “Whitlock will understand the urgency after getting the context. And since it’s something that would benefit the institution, he’ll be there very early in the morning.”

That was the calculation Liam had already made. Whitlock wasn’t the kind of man who needed to be told twice when the numbers were pointing in one direction. He would understand what was being offered before Daniel finished explaining it, and he would be at his desk before his assistants arrived.

“Thank you, Daniel.” Liam paused. “We haven’t talked in a long time. You should come over one of these days so we can catch up. We could even go to the Base together. Or maybe visit Mars.”

There was a beat of silence on the other end. Then Daniel laughed — a genuine laugh, the kind that came from being genuinely surprised. “I appreciate the offer. I’ll come over soon — probably right after the Whitlock meeting.”

“I’ll be expecting you.”

The call ended.

Liam set his phone down and lay back on his bed, staring at the ceiling. The room was dark and quiet.

He thought about what would have happened if he hadn’t read the Transparency Report properly tonight.

The money would have kept accumulating. The creators would have kept earning. And the gap between what they had and what they understood about protecting it would have kept widening, quietly, until something broke in a way that couldn’t be quietly fixed. There was no doubt it would have been very problematic for Nova Technologies. Not immediately. But the kind of problem that compounds until it isn’t manageable anymore.

He’d caught it. That was what mattered now.

He was curious about something and decided to ask Lucy.

“Lucy, why didn’t you bring the situation of unpaid earnings to my attention earlier?”

“I intended to if nothing changed this month,” Lucy replied through his Lucid.

Liam nodded in understanding. She probably hadn’t felt the situation was serious enough then. Month three, the figures had been large but the trajectory hadn’t yet crossed whatever threshold she’d been monitoring. Month four had crossed it. The same gap that had been a concern had become something that needed to move from observation to action, and Lucy had been watching the line the whole time, waiting to see where it landed.

He understood her reasoning. He also understood that the line had moved faster than either of them had fully anticipated.

“Don’t worry about it,” he said. “I’ll take care of it.”

“I already ran the financial system option,” Lucy said. “The offramp problem makes it nonviable at current government relations levels.”

“You’re right,” Liam said. “That’s exactly why I’m not building it myself and integrating it into the Lucid ecosystem. It would have been a great idea, but with how things are right now it would be very delicate. Anything related to money is something every government eyes like a vulture. And while I don’t care about them and can do whatever I want, the users will be the ones facing the brunt of everything. Governments will never accept the concept of a private bank operating completely out of their reach. They will do things to make sure funds don’t flow from a Nova bank account to banks on Earth.”

He shifted on the bed, looking at the ceiling as he worked through his thoughts. “And since Nova Technologies doesn’t use traditional clearing houses, they would make sure to isolate the financial system entirely — making it practically useless. The money would always be locked inside Nova Technologies and users couldn’t spend it freely. They’d have numbers on a screen that couldn’t touch the real world. That’s not protection. That’s just a different kind of problem.”

“With JP Morgan, things are easier. They’ll face pressures and delays, but no one will be able to stop them. It will be very beneficial to the institution — billions of dollars flowing through them. Their board and investors will pull strings to make sure the partnership stays. And it makes JP Morgan the first official partner of Nova Technologies. That’s a status they’ll want to protect.” He paused, and when he continued his voice had shifted slightly — less analytical, more settled. “I’m also doing it to reward Whitlock. He stood behind me from the very beginning, even before there was any official alliance between us. Before anyone else in that world understood what Nova Technologies was going to become, he made a decision based on instinct and conviction. That deserves something.”

The room was quiet for a moment after he finished.

“JP Morgan will be both happy and frustrated,” Lucy said. “They’ll want to enjoy the benefits immediately but the rules and obligations won’t allow them to.”

“True,” Liam said. “But it won’t take too long, at least in countries where they have strong connections — the USA, Canada, Australia, and others. The biggest problem is going to be the EU. But I have a feeling something extraordinary is going to happen.”

There was something in his tone when he said it. The particular quality of someone who had already looked at a situation from multiple angles and arrived at a conclusion they weren’t ready to share yet.

Lucy chuckled. It was a small sound but a real one. “I can’t wait to see what that is.” A brief pause. “I’ll be returning to Earth early in the morning.”

“If you’re back early, come with me to the meeting with Whitlock.”

“I’d love that.”

Liam smiled at the ceiling. Having Lucy in the room when the offer landed would change the atmosphere of the meeting in ways that no amount of preparation on Whitlock’s side would fully account for. That wasn’t a bad thing. It was simply true because he will also reveal her identity to Whitlock.

“I’m going to bed.”

“Goodnight—” Lucy paused. “Actually, what are you planning for your birthday? It’s two months away.”

Liam looked at the ceiling of his bedroom for a moment. He turned the question over. Nothing came. His mind, which could hold the architecture of seven specialised extensions and the geopolitical implications of a lunar clinical trial simultaneously, produced nothing useful on the subject of his own birthday. Completely and entirely blank.

“I have no idea,” he said finally.

“Leave it to me,” Lucy said.

He thought about what that meant for a moment. Lucy planning something meant it would be either exactly what he wanted without knowing he wanted it, or something so far beyond what he could have imagined that the category of wanting didn’t quite apply. Based on everything she had built and everything she had become, probably the latter.

Liam smiled. “I trust you.”

“Goodnight, master.”

“Goodnight, Lucy.”

He closed his eyes.