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The Croupier was waiting at the altar when Riven reached it, a felt cloth already spread across the steps. He wore a green visor and sleeve garters, polishing a matched pair of ivory dice with a small handkerchief.

"The song is nearly sung," the Croupier said pleasantly, "the debt falls due at the final note."

"I’m Cael’s collector of record," Riven said, "I’d like to renegotiate."

"A fellow collector, how charming." The Croupier smiled without lifting his eyes from the dice.

"The Choir offered to settle the whole account with a name," he continued, "I dislike being paid in song."

Cael watched from three steps above, the last thread still wrapped around his wrist like a bandage. The five red knots on his skin pulsed together, a heartbeat of debt tapping out its schedule.

"Stay out of this," he said quietly, "it isn’t your table, it isn’t your debt either."

"You’re sitting at it right now, that makes it my table too."

"I only wanted one table in my whole life where nobody could—"

"Everybody cheats everybody at tables, that’s the whole point of them, stop acting surprised."

"Then why does yours feel different?" Cael asked, finally meeting his eyes.

"I’m the one counting your losses, that’s why."

Torches snapped along the altar rail while the dying hymn shivered in the rafters like a trapped bird. A hundred freed citizens watched from the square below, whispering about the two strange collectors and their dice.

"The House entertains any challenge," the Croupier said, snapping the cloth flat, "three rounds, my dice, my cloth."

"What does a seat at your table cost me?"

"Six hundred and fifty thousand RF, nonrefundable, naturally."

"Robbery with paperwork," Riven muttered, thumbing the Counter open, "do I at least get a receipt?"

"The House issues receipts only to winners," the Croupier said, handing him a blank slip.

[ Table fee paid: the House of Luck | Cost: 650,000 RF | Balance: 16,908,600 ]

’I can’t beat chance... but I can beat the man who rolls it.’

The first roll rattled across the felt, two dice spinning, the Croupier’s wrist flicking a hair too smoothly. Riven’s Widow’s Ear caught the intent in his pulse before the motion, a half-beat ahead of the throw.

"Eleven," the Croupier said, smiling, "the House takes the first round."

"Give me the next one, I’m just warming up."

Mara growled from the foot of the steps, claws flexing, until Veska laid a calming hand on her arm. Nix perched on the pedestal of a fallen statue, wagering imaginary silver with Ysabel against the very long odds.

"If he loses, I get to bite the visor," she said.

Yukine stood with her hands folded, studying the felt like a chessboard, "He is not gambling, he is measuring."

"Measuring what?" Ysabel asked, leaning closer.

"How many times the man cheats before he stops being polite about it."

"Procedure forbids biting the visor," Isolde whispered, "but I will not report it."

In the second round the Croupier’s thumb twitched against his sleeve a full heartbeat before the throw. Riven called the number aloud before the dice left the Croupier’s hand, then quietly watched them obey.

"Seven," he said, folding his arms.

"Seven," the Croupier admitted, lifting the visor a fraction, "you are reading my hands."

"Your hands talk before you do."

"The House does not object to observation, only to theft."

’Left sleeve, third pocket... he’s got a loaded die tucked behind the garter, not even hiding it.’

"Final round," Riven said, stepping up to the cloth, "if I name the weight before it falls, the House changes the currency."

"To what coin?"

"A true choice, spent freely, not stolen or sung."

The Croupier bowed slightly, "The House accepts any coin an honest hand can spend... name your weight."

The last roll came slowly, the Croupier’s fingers hesitating over a die he was not supposed to touch. Riven laid a finger on the cloth where the loaded die would land, betting against the lie itself.

"Left sleeve, third pocket," he said, "the die is weighted on the five, you’ll palm it back after the roll."

The Croupier opened his sleeve with two fingers, letting the weighted die roll onto the cloth, six pips up. Nobody on the altar steps breathed while the polite man in the green visor looked at his own hand.

"Correct," the Croupier said at last. "The House concedes the table."

[ Luck debt: currency changed | Accepted: a true choice ]

Cael stared at the fallen die as though it apologized, his shoulders dropping an inch at a time. Three years of borrowed luck slid off him like a coat taken from his shoulders at the door.

He turned the words over slowly, "A true choice... I haven’t made one of those in a very long time."

Nix leaned over the statue pedestal, whispering delight, "You beat the House at its own table, that is the best thing I’ve ever witnessed."

The Croupier adjusted his garters with a faint smile, "The House does not lie, but it does admire a good thief."

The Croupier bowed to the debtor, then to Riven, folding the felt into a neat square with practiced care. Cael unwound the last thread from his wrist, letting it drift upward, a bright line fading above the altar.

"Your account is no longer mine to chase," the Croupier said softly, "go and spend your new coin."

He walked down the steps without his usual swagger, past the cloth, past Riven, into the thinning evening crowd. At the edge of the square Tamsin stood with her arms crossed among Class One cadets, glaring at him.

"Don’t say anything clever," she warned, "I am not in the mood."

"Three years ago I flipped a coin for your academy seat," he said, "I told everyone it was fair."

"I know it wasn’t, I have always known it wasn’t," she said, jaw tight, lifting her chin.

"You knew?" he said, blinking at her in the fading evening light.

"I counted the flips, you idiot, it came up heads nine times in a row."

Class One cadets crowded behind her in a silent semicircle, Sorrel holding his breath, Ormond forgetting to chew. Nobody mocked him, which was somehow worse, the quiet giving the whole confession plenty of room to land.

He took a long breath, then pulled a folded paper from his coat and held it out, "The Founders’ Festival roster, my slot is yours."

"You are giving me your seat?" Tamsin asked, staring at the folded paper in disbelief.

"I’m giving you back the one I took, with a very late apology attached."

She snatched the paper, scowling hard to hide the shine in her eyes, "You still owe me silver."

"I’ll buy you a drink instead, a big one, with a tiny umbrella in it."

The five red knots loosened one by one, dissolving into pale dust that blew away across the dark cobbles. He flipped his old coin once, watching it spin, slow, then land flat, a plain disc with no face.

[ Interest accrued: Cael, a free choice | +120,000 RF | Balance: 17,028,600 ]

[ Luck debt: settled ]

"Buy the drink first, then be sentimental," Tamsin said, sniffing hard.

"That sound is wrong," Mara said, ears pinned flat against her skull.

With his name torn out, the hymn broke its key, every bell in Solace cracking sour at once. Behind the altar, in the wreck of the unfinished song, a faceless golden figure stood up anyway, unbroken.

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